About us

  1. Who is SEF? 
    The Public Fund of Republic of Slovenia for Entrepreneurship or shortly The Slovene Enterprise Fund (the Fund or SEF) is established with purpose of improving the access to financial resources for different development – business investments of micro, small and medium-sized enterprises (SMEs) including with financial resources for SMEs start-up and micro financing in the Republic of Slovenia.

    Every year the Fund is offering proper financial solutions for development – business projects in Slovenian entrepreneurial sector via financial engineering, which is majorly based on financial instruments with refundable means (loans, guarantees for loans, subsidised interest rates, venture capital) which allows combining of financial resources of different financial institutions (financial lever).

    Through offering favourable financing resources want to ensure that state aid are distributed in all phase of development life cycle; from seed companies, start up’s and till the phase of further growth and development.

    According to the mentioned lines the Fund closely co-operates with other domestic and international financial institutions such as commercial banks, the European Investment Fund (EIF) and the European Mutual Guarantee Association (AECM).

    Establishment: 1992 - when the Statute of the Fund for small Business Development, based on Small Business Development Act, was adopted (Official Journal of the Republic of Slovenia No. 18/1991).

    Conversion: 2000 – after the implementation of the Public Fund Act (Official Journal of the Republic of Slovenia No. 22/2000) the Fund converted into a Public Financial Fund and entered in companies register. With adoption of The Act Regulating Supportive Environment for Entrepreneurship (Official Journal of the Republic of Slovenia No. 40/2004) and The Instrument of incorporation of the Fund (Official Journal of the Republic of Slovenia No. 112/2004), the Fund converted into the Public Fund of Republic of Slovenia for Entrepreneurship, shortened name Slovene Enterprise Fund, which is legal successor of The Public Fund of Republic of Slovenia for the Development of Small Business. The Act Regulating Supportive Environment for Entrepreneurship (Official Journal of the Republic of Slovenia No. 102/2007) provides the substance and possibilities in implementation of different financial instruments and other detailed Fund’s activities.
  2. What we do?
    The Fund operates in compliance with three coordinates: 

    Coordinate 1 - financial incentives are divided according to the life cycle phases of an enterprise: 
    1. Development phase/product development/
    2. Development phase/entry into the market/
    3. Development phase/global growth/
    4. Development phase/further growth/

    Coordinate 2 - SEF offers fianncial products in form of: 
    START UP INCENTIVES (grants) for establishing an enterprise
    SEED CAPITAL (convertible loans and capital investments) for the entry and expansion on the market
    VENTURE CAPITAL (mezzanine capital) for rapid globala growth
    MICROCREDITS (direct SEFs credits) for specific target groups for current operation 
    GUARANTEES for bank loans with interest rate subsidy for current operation and further growth

    Coordinate 3 - financial incentives are intended to finance various development business activiteies, such as:
    Start up of an enterprise, own development and innovation, rapid global growth, women entrepreneurship, socially useful products and servisec, creative industries, transfer of ownership between generations, business model reengineering, other,...

  3.  Much more information about us you can find in  BROCHURE 2017.