Direct SEF financing for SME liquidity
MICRO LOANS
From EUR 5.000
to EUR 25.000 micro
loan/company
1
MICRO LOANS FOR PROBLEM AREAS
From EUR 5.000
to EUR 25.000 micro
loan/company
2
CRISIS LIQUIDITY
LOANS
- Covid-19
- floods
- energy crisis
Up to EUR 100.000
loan/company
3
OTHER LOANS
Up to EUR 100.000
loan/company
4
Purpose of funding
The purpose of the SEF credit scheme is to provide fast, easy and affordable financing:
-
small investments and working capital for the current or liquid operations of micro and
small enterprises (in some cases also medium-sized enterprises)
- adapted to SME needs
-
for companies that have difficulties in accessing traditional banking services on the
market and
- for specific target groups in need of affordable and fast financing
-
Določena mikroposojila za MSP SPS nudi tudi iz sredstev Sklada skladov SID banke – preberite več.
Description of financing
Micro loans and loans are taken out by companies directly at SEF:
The objectives of micro loan scheme
-
to facilitate SMEs’ access to affordable finance, in particular for those companies that
have difficulty accessing traditional banking services on the market
- preserving jobs and promoting job creation
- promoting the financing of projects and business processes in the economy
- to promote the growth and development of SMEs
Simplified and Expedited Credit Acquisition Process
1
Publication of the call for tenders
The calls for tenders are published on the SEFs website and in The Official Gazette of the Republic of Slovenia. A company wishing to take out a direct loan via the SEF is informed of the conditions for applying in the published call for tenders, which is available on the SEFs website.
2
Easy and quick submission of the online application
After successfully completing the application form, it has to be submitted via the ePortal. Applicants search for the relevant call reference for the call of tender they wish to apply for and fill in the application form as instructed.
3
Application processing and decree issuance
The SEF reviews the application. In the event of an incompletely submitted application, the SEF will urge the applicant to complete it. The complete applications, which also comply with all of the requirements set out in the call for tenders, will be approved and funded within the limits of the available funds. The SEF informs the company of its decision to grant the incentive in the form of a decision.
4
Signing agreement with the SEF
If the application is approved, the SEF and the company enter into a credit agreement. The contract signing is carried out by means of a qualified digital certificate for business entities.
5
Payment request and evidence
The payment request is submitted via e-mail.
6
Drawing on the facility
The credit is earmarked or drawn in a lump sum for a specific purpose.
7
Investment implementation
This financing may be eligible for a guarantee financed by the European Union under the Programme for Employment and Social Innovation (EaSI) and the European Fund for Strategic Investments (EFSI), established under the Investment Plan for Europe. The EFSI aims to help finance and implement productive investments in the European Union and to provide greater access to financing.
Public Fund of the Republic of Slovenia for Entrepreneurship
Short name: Slovene Enterprise Fund
Ulica kneza Koclja 22, 2000 Maribor
Tel.: 02/234 12 60
Fax.: 02/234 12 82
