Microcredits

Financial line description:

direct loans of smaller values

for financing small investments and working capital for current operations and liquidity

fast and easy acquisition

very affordable

lower interest rate
possibility of a moratorium
longer loan maturity
no approval costs

tailored to needs of SMEs:

for SMEs that have difficulty accessing traditional banking services
for target groups (problem areas, COVID recovery)

Micro loans for micro and small enterprises

Direct SEF micro loans
From EUR 5000 to EUR 25000 micro loan/enterprise
Favourable lending conditions
Favourable credit insurance

P7R

Micro loans in border problem areas

Direct SEF micro loans for problem areas
From EUR 5000 to EUR 25000 micro loan/company
Favourable lending conditions

P7C

COVID mitigation loans

Direct SEF loans for mitigation of COVID consequences
Up to EUR 50.000 (EUR 100.000) loan/company
100 % aid intensity
Interest-free loan
Favourable lending conditions

P7-2

COVID micro loans

Direct SEF micro loans for mitigation of COVID consequences
From EUR 5000 to EUR 25000 micro loan/company
Favourable lending conditions

Links to websites:

This funding may be eligible for a guarantee funded by the European Union under the Employment and Social Innovation Program (EaSI) and the European Fund for Strategic Investments (EFSI) established under the Investment Plan for Europe. The purpose of the EFSI is to assist in the financing and implementation of productive investments in the European Union and to ensure greater access to finance

direct loans of SPS of smaller values
smaller investments / working capital
easy, fast and affordable acquisition
no approval costs
tailored to the needs of SMEs