{"id":10630,"date":"2024-04-18T10:05:01","date_gmt":"2024-04-18T08:05:01","guid":{"rendered":"https:\/\/2025.podjetniskisklad.si\/p1-plus-2024-fund-guarantees-for-bank-loans-with-interest-rate-subsidies\/"},"modified":"2026-01-05T10:56:38","modified_gmt":"2026-01-05T09:56:38","slug":"p1-plus-2024-fund-guarantees-for-bank-loans-with-interest-rate-subsidies","status":"publish","type":"post","link":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2024-fund-guarantees-for-bank-loans-with-interest-rate-subsidies\/","title":{"rendered":"P1 plus 2024 | Fund Guarantees for Bank Loans with Interest Rate Subsidies"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\" id=\"informacije\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Purpose of the call<\/h2><\/div><div class=\"fusion-text fusion-text-1\"><p>The purpose of the product is to <strong>enable micro, small and medium-sized enterprises to obtain bank loans more quickly, easily and affordably<\/strong> for the implementation of technologically more and\/or less demanding projects, <strong>with an emphasis on supporting projects<\/strong> in the field of <strong>digitalization \/ green \/ circular economy.<\/strong><\/p>\n<\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Funds available<\/h2><\/div><div class=\"fusion-text fusion-text-2\"><ul>\n<li>EUR 66 million<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Publication of the call for proposals<\/h2><\/div><div class=\"fusion-text fusion-text-3\"><ul>\n<li>April 19, 2024 in the Official Gazette of the Republic of Slovenia no. 34\/2024<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Amount of funding<\/h2><\/div><div class=\"fusion-text fusion-text-4\"><ul>\n<li>60 or 80% SPS guarantee for securing a bank loan<\/li>\n<li>Up to EUR 1,250,000 of bank loan for investments<\/li>\n<li>Up to EUR 200,000 of bank loan for working capital<\/li>\n<li>80% coverage of eligible costs, the difference being own funds<\/li>\n<\/ul>\n<p>Possibility to submit 2 applications for different credit-guarantee lines.<\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-margin-top:10px;--awb-max-width:700px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" alt=\"Schematic representation of two-stage financing of SMEs. At the first stage, the bank issues a loan for investments or working capital (up to EUR 1,250,000 for investments, up to EUR 200,000 for working capital of medium-sized enterprises, up to EUR 100,000 for micro and small enterprises). After positive credit approval, at the second stage, the SPS issues a guarantee of 60 or 80 percent to secure the bank loan. The company receives a loan and a guarantee.  \" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/1-in-2-stopnja.jpg\" class=\"lazyload img-responsive\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Credit guarantee conditions<\/h2><\/div><div class=\"fusion-text fusion-text-5\"><ul>\n<li><strong>Repayment period:<\/strong>\n<ul>\n<li>from 1.5 years to 5 years for working capital<\/li>\n<li>from 1.5 years to 10 years for investments<\/li>\n<\/ul>\n<\/li>\n<li><strong>Moratorium:<\/strong>\n<ul>\n<li>up to 6 months for working capital<\/li>\n<li>up to 24 months for investments<\/li>\n<\/ul>\n<\/li>\n<li><strong>Interest rate: <\/strong>6-month EURIBOR + 0.35% to 0.85%<\/li>\n<li><strong>Loan security: <\/strong>Carried out by the bank in accordance with its terms and conditions<\/li>\n<li><strong>Guarantee security: <\/strong>The bank is authorized for the entire security procedure and the recovery procedure for the unpaid part of the principal and interest of the loan.<\/li>\n<li><strong>No guarantee management and approval costs, <\/strong>the loan approval fee is determined in accordance with the bank&#8217;s tariff<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Credit &#8211; guarantee lines<\/h2><\/div>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<th align=\"left\">Lines<\/th>\n<th align=\"left\">% guarantee<\/th>\n<th align=\"left\">Interest rate 6-month EURIBOR<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td align=\"left\">A.1. General guarantees<\/td>\n<td align=\"left\">60%<\/td>\n<td align=\"left\">0.60%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">A.2. Guarantees for projects<br \/>\nof green\/digital\/ circular economy<\/td>\n<td align=\"left\">80%<\/td>\n<td align=\"left\">0.35%<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">A.3. Microguarantees<\/td>\n<td align=\"left\">60%<\/td>\n<td align=\"left\">0.85%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Conditions for application<\/h2><\/div><div class=\"fusion-text fusion-text-6\"><ul>\n<li><strong>Main condition:<\/strong> Positive bank decision on loan approval<\/li>\n<li>Status of a micro, small or medium-sized enterprise with its registered office in the Republic of Slovenia<\/li>\n<li>Organized as a sole proprietor, company, cooperative and institution, and social enterprise so.p.<\/li>\n<li>At least 1 employee for full-time and less than 250 employees<\/li>\n<li>Annual turnover does not exceed EUR 50 million<\/li>\n<li>Balance sheet total does not exceed EUR 43 million<\/li>\n<li>Credit rating at least D2 according to GVIN or rating at least 4 according to EBONITETE.SI <\/li>\n<li>The company must not be in difficulty<\/li>\n<li>The company does not belong to an excluded sector<\/li>\n<li>&#8220;De minimis&#8221;<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Eligible costs<\/h2><\/div><div class=\"fusion-text fusion-text-7\"><ul>\n<li>Tangible investments (purchase of new machinery, renovation or purchase of a building, construction costs, purchase of land, etc.)<\/li>\n<li>Intangible investments (know-how)<\/li>\n<li>Working capital<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Period of incurrence of eligible costs<\/h2><\/div><div class=\"fusion-text fusion-text-8\"><p>from 1st 1. 2024 to 31st 12. 2025<\/p>\n<\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Tender deadlines and method of submitting the application<\/h2><\/div><div class=\"fusion-text fusion-text-9\"><p>The application is submitted <strong>electronically via the ePortal<\/strong> of the Fund.<\/p>\n<p>The application can be submitted on the following application deadlines:<\/p>\n<ul>\n<li><strong>May 15, May 25, June 15, July 5, September 1, September 15, October 1, and 15th 10. 2024 until 2 PM<\/strong><\/li>\n<li>or until funds are exhausted <\/li>\n<\/ul>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:24px;margin-bottom:24px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#bdd9ed;border-color:#bdd9ed;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-font-size:40px;\" id=\"dokumentacija\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:40;line-height:1.2;\">Information for entrepreneurs<\/h1><\/div><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\" id=\"razpisdokumentacija\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">1. Tender and documentation<\/h2><\/div><div class=\"fusion-text fusion-text-10\" id=\"razmiki\"><p>Publication of the public call in the Official Gazette l. RS no. 34\/2024 of 19th   4. 2024 and amendments in Official Gazette l. RS no. 35\/2024 of 26th   4. 2024:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/05\/1-P1-plus-2024-JAVNI-RAZPIS.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Public Call P1 plus 2024<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/05\/1-P1-plus-2024-RAZPISNA-DOKUMENTACIJA.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Call documentation P1 plus 2024<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/PP-za-P1-plus-2024-III.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Special conditions<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/09\/NOVO-Seznam-bank-P1-plus-2024.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">List of participating banks<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">2. Registration and creation of a company in the ePortal<\/h2><\/div><div class=\"fusion-text fusion-text-11\"><ul>\n<li>Before completing the application form, the applicant registers and creates a company profile<\/li>\n<li>If the applicant needs assistance in preparing the application, he can add an authorized person who is also registered on the Fund&#8217;s ePortal<\/li>\n<li>You can view the operation of the ePortal for submitting the application in the <a href=\"https:\/\/www.podjetniskisklad.si\/en\/help\/eportal\/\" target=\"_blank\" rel=\"noopener noreferrer\">presentation video<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">3. Preparation of the application<\/h2><\/div><div class=\"fusion-text fusion-text-12\"><ul>\n<li><strong>Application form P1 plus 2024 &#8211; ePortal<\/strong>\n<ul>\n<li>Completion of the electronic <a href=\"https:\/\/eportal.podjetniskisklad.si\/\" target=\"_blank\" rel=\"noopener noreferrer\">application form in the ePortal<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>Business\/presentation plan with financial appendix:<\/strong>\n<ul>\n<li>Call P1 plus 2024 requires a business plan with a financial appendix:\n<ul>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Poslovni-nacrt_-2024.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Tool for creating a business plan<\/a><\/li>\n<li>The tool for creating a financial appendix is separate for:\n<ul>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/FinPriloga-za-GD-izhodisce-2023-II.xls\" target=\"_blank\" rel=\"noopener noreferrer\">companies<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/FinPriloga-izh.-v-2023-za-s.p.-ahi.xls\" target=\"_blank\" rel=\"noopener noreferrer\">sole proprietors<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><strong>Balance sheets\/credit rating<\/strong>\n<ul>\n<li>Annual report for 2023\n<ul>\n<li>balance sheet, profit and loss account, submitted to Ajpes, on unified forms for state statistics;<\/li>\n<\/ul>\n<\/li>\n<li>S-BON-1 (Ajpes) for 2023\n<ul>\n<li>applicants can use the eS.BON form (online credit information) as proof of credit rating<\/li>\n<\/ul>\n<\/li>\n<li>for companies established in 2024: BON-2 (Ajpes) and accounting statements from the date of establishment of the company to the last day of the previous month, depending on the month of submission of the application to the Fund<\/li>\n<\/ul>\n<\/li>\n<li><strong>Bank decision on loan approval, secured by an SPS guarantee<\/strong>\n<ul>\n<li>the applicant obtains it from one of the participating commercial banks with the Fund<\/li>\n<li>you can find a list of participating banks <a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Seznam-sodelujocih-bank-P1-plus-2023.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>Property valuation<\/strong>\n<ul>\n<li>if the applicant&#8217;s project relates to the purchase of business premises, it is necessary to enclose a valuation of the property by an authorized contractor, prepared at least in 2023<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">4. SPS contact persons for entrepreneurs<\/h2><\/div><div class=\"fusion-text fusion-text-13\"><ul>\n<li>Boris Ritlop (02) 234 12 88<\/li>\n<li>Jasna Kepnik (02) 234 12 42<\/li>\n<li>mag. Bo\u0161tjan Vidovi\u010d (02) 234 12 64 or by e-mail: razpisi@podjetniskisklad.si <\/li>\n<\/ul>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:24px;margin-bottom:24px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#bdd9ed;border-color:#bdd9ed;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-font-size:40px;\" id=\"informacije-za-bancnike\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:40;line-height:1.2;\">Information for bankers<\/h1><\/div><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">1. Forms for bankers<\/h2><\/div><div class=\"fusion-text fusion-text-14\" id=\"razmiki\"><ul>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Navodila-glede-crpanja-kreditov.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Instructions regarding the drawing of loans<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Povzetek-aktivnosti-za-uspesno-realizacijo.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Summary of activities for successful implementation<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Vzorec-Sklepa-o-odobritvi-kredita.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Sample Loan Approval Decision<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Priloga-k-racunu-za-Sklad.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Attachment to the invoice for the Fund<\/a> &#8211; the attachment must be sent by e-mail to Petra Kujavec, <a href=\"mailto:Petra.Kujavec@podjetniskisklad.si\">Petra.Kujavec@podjetniskisklad.si<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Obrazec-za-koriscenje-kredita.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Loan drawing form<\/a> &#8211; The report must be sent by e-mail to Petra Kujavec, <a href=\"mailto:Petra.Kujavec@podjetniskisklad.si\">Petra.Kujavec@podjetniskisklad.si<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Porocilo-o-stanju-kreditov.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Report on the status of loans<\/a> &#8211; The report must be sent by e-mail to Petra Kujavec, <a href=\"mailto:Petra.Kujavec@podjetniskisklad.si\">Petra.Kujavec@podjetniskisklad.si<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2024\/04\/Kontrola-namenskega-koriscenja-kredita.xlsx\" target=\"_blank\" rel=\"noopener noreferrer\">Control of the intended use of loans<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-18 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">2. SPS contact persons for bankers<\/h2><\/div><div class=\"fusion-text fusion-text-15\"><ul>\n<li>Aleksandra Kranjc Premec (02) 234 12 76<\/li>\n<li>Petra Kujavec (02) 234 12 66<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":10631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[151,153,148],"tags":[152],"class_list":["post-10630","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-in-preparation","category-public-tenders","category-public-tenders-and-calls","tag-novdizajnjrjp"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P1 plus 2024 | Fund Guarantees for Bank Loans with Interest Rate Subsidies - SEF<\/title>\n<meta name=\"robots\" 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