{"id":10794,"date":"2023-04-13T06:13:08","date_gmt":"2023-04-13T04:13:08","guid":{"rendered":"https:\/\/2025.podjetniskisklad.si\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/"},"modified":"2026-01-05T11:00:46","modified_gmt":"2026-01-05T10:00:46","slug":"p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2","status":"publish","type":"post","link":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/","title":{"rendered":"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\" id=\"informacije\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Purpose of the call<\/h2><\/div><div class=\"fusion-text fusion-text-1\"><ul>\n<li>To enable easier, faster and more affordable bank loans<\/li>\n<li>To increase the possibility of obtaining a loan for those companies that do not have sufficient guarantees themselves<br \/>\nto secure the loan<\/li>\n<li>Ensuring liquidity and competitive performance in the market<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Basic characteristics and conditions of the call for proposals<\/h2><\/div><div ><a class=\"fusion-button button-flat button-medium button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type gumbPDFvprasanja\" style=\"--button_accent_color:var(--awb-custom_color_1);--button_border_color:var(--awb-color7);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_3);--button-border-radius-top-left:26px;--button-border-radius-top-right:26px;--button-border-radius-bottom-right:26px;--button-border-radius-bottom-left:26px;--button_gradient_top_color:var(--awb-color7);--button_gradient_bottom_color:var(--awb-color7);--button_gradient_top_color_hover:var(--awb-custom_color_3);--button_gradient_bottom_color_hover:var(--awb-custom_color_3);--button_text_transform:none;--button_margin-right:10px;--button_margin-bottom:20px;\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"Link to the PDF document leaflet P1 plus 2023\" aria-label=\"Link to the PDF document leaflet P1 plus 2023\" role=\"button\" href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/04\/GARANCIJE-za-bancne-kredite-1.pdf\"><i class=\"icon-picture_as_pdf awb-button__icon awb-button__icon--default button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Leaflet P1 plus 2023<\/span><\/a><\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-margin-top:50px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">Tender deadlines and method of submitting the application<\/h2><\/div><div class=\"fusion-text fusion-text-2\"><ul>\n<li>The application is submitted electronically via the Fund&#8217;s <a href=\"https:\/\/eportal.podjetniskisklad.si\/\" target=\"_blank\" rel=\"noopener noreferrer\">ePortal<\/a><\/li>\n<li>The application can be submitted on the following application deadlines: April 15, May 5, May 25, June 15, July 5, September 1, September 15, October 1, and October 15, 2023.<\/li>\n<\/ul>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:24px;margin-bottom:24px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#bdd9ed;border-color:#bdd9ed;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-font-size:40px;\" id=\"dokumentacija\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:40;line-height:1.2;\">Information for entrepreneurs<\/h1><\/div><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\" id=\"razpisdokumentacija\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">1. Tender and documentation<\/h2><\/div><div class=\"fusion-text fusion-text-3\" id=\"razmiki\"><p>Publication of the public tender in Ur. l. RS No. 34\/2023 of March 24, 2023:  <\/p>\n<ul>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/P1-plus-2023-JAVNI-RAZPIS.pdf\">Public Call P1 plus 2023<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/04\/P1-plus-2023-RAZPISNA-DOKUMENTACIJA.pdf\">Tender documentation P1 plus 2023<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/PP-za-P1-plus-2023-splet-24.3.23.pdf\">Special conditions<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\" id=\"razpisdokumentacija\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">2. Registration and creation of a company in the ePortal<\/h2><\/div><div class=\"fusion-text fusion-text-4\"><ul>\n<li>Before completing the application form, the applicant registers and creates a company profile<\/li>\n<li>If the applicant needs assistance in preparing the application, they can add an authorized representative who is also registered on the Fund&#8217;s ePortal.<\/li>\n<li>You can view the operation of the ePortal for submitting the application in the <a href=\"https:\/\/www.podjetniskisklad.si\/en\/help\/eportal\/\" target=\"_blank\" rel=\"noopener noreferrer\">presentation video<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\" id=\"razpisdokumentacija\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">3. Preparation of the application<\/h2><\/div><div class=\"fusion-text fusion-text-5\"><ul>\n<li>\n<div><strong>Application form P1 plus 2023 &#8211; ePortal<\/strong><\/div>\n<ul>\n<li>Completion of the electronic <a href=\"https:\/\/eportal.podjetniskisklad.si\/\" target=\"_blank\" rel=\"noopener noreferrer\">application form in the ePortal<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>Business\/presentation plan with financial appendix:<\/strong>\n<ul>\n<li>The P1 plus 2023 tender requires a business plan with a financial annex:\n<ul>\n<li>You can find a tool for creating a business plan <a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/05\/Poslovni-nacrt_2023.docx\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a><u><\/u><\/li>\n<li>The tool for creating a financial appendix is separate for:\n<ul>\n<li>companies (you can find the tool <a href=\"https:\/\/www.podjetniskisklad.si\/pomoc\/pripomocki-za-pripravo-vloge\/pripomocek-za-pripravo-poslovnega-nacrta\/poslovni-nacrt-za-gospodarske-druzbe\/\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>)<\/li>\n<li>sole proprietors (you can find the tool <a href=\"https:\/\/www.podjetniskisklad.si\/pomoc\/pripomocki-za-pripravo-vloge\/pripomocek-za-pripravo-poslovnega-nacrta\/poslovni-nacrt-za-samostojne-podjetnike\/\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><strong>Balance sheets\/credit rating<\/strong>\n<ul>\n<li>Annual report for 2021 or 2022\n<ul>\n<li>balance sheet, profit and loss account, submitted to Ajpes, on unified forms for state statistics;<\/li>\n<\/ul>\n<\/li>\n<li>S-BON-1 (Ajpes) for 2021\n<ul>\n<li>for 2021 (application deadlines April 15 and May 5, 2023)<\/li>\n<li>for 2022 (application deadlines from and including May 25, 2023)<\/li>\n<\/ul>\n<\/li>\n<li>for companies established in 2023: BON-2 (Ajpes) and accounting statements from the date of establishment of the company to the last day of the previous month, depending on the month of submission of the application to the Fund.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Bank decision on the approval of a loan secured by a guarantee from the Fund<\/strong>\n<ul>\n<li>the applicant obtains it from one of the participating commercial banks with the Fund<\/li>\n<li>you can find a list of participating banks <a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Seznam-sodelujocih-bank-P1-plus-2023.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>Property valuation<\/strong>\n<ul>\n<li>if the applicant&#8217;s project relates to the purchase of business premises, it is necessary to enclose in the application an appraisal of the property by an authorized contractor, prepared at least in 2022.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\" id=\"razpisdokumentacija\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">4. Contact persons of the SPS for entrepreneurs<\/h2><\/div><div class=\"fusion-text fusion-text-6\"><ul>\n<li>Bojana Mikeln (02) 234 12 74<\/li>\n<li>Boris Ritlop (02) 234 12 88<\/li>\n<li>Jasna Kepnik (02) 234 12 42<\/li>\n<li>mag. Bo\u0161tjan Vidovi\u010d (02) 234 12 64 or by e-mail <a href=\"mailto:bostjan.vidovic@podjetniskisklad.si\">bostjan.vidovic@podjetniskisklad.si<\/a> <\/li>\n<\/ul>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:24px;margin-bottom:24px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#bdd9ed;border-color:#bdd9ed;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-custom_color_3);--awb-font-size:40px;\" id=\"informacije-za-bancnike\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:40;line-height:1.2;\">Information for bankers<\/h1><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">1. Forms for bankers<\/h2><\/div><div class=\"fusion-text fusion-text-7\" id=\"razmiki\"><ul>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Navodila-glede-crpanja-kreditov.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Instructions regarding the drawing of loans<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Povzetek-aktivnosti-za-uspesno-realizacijo.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Summary of activities for successful implementation<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Vzorec-Sklepa-o-odobritvi-kredita.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Sample Loan Approval Decision<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Priloga-k-racunu-za-Sklad.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Attachment to the invoice for the Fund<\/a> &#8211; the attachment must be sent by e-mail to Petra Kujavec, <a href=\"mailto:Petra.Kujavec@podjetniskisklad.si\">Petra.Kujavec@podjetniskisklad.si<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Obrazec-za-koriscenje-kredita.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Loan drawing form<\/a> &#8211; The report must be sent by e-mail to Petra Kujavec, <a href=\"mailto:Petra.Kujavec@podjetniskisklad.si\">Petra.Kujavec@podjetniskisklad.si<\/a><\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2022\/05\/Poroilo-o-stanju-kreditov.docx\" target=\"_blank\" rel=\"noopener noreferrer\">Report on the status of loans<\/a> &#8211; The report must be sent by e-mail to Petra Kujavec, Petra.Kujavec@podjetniskisklad.si<\/li>\n<li><a href=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2023\/03\/Kontrola-namenskega-koriscenja-kredita.xlsx\" target=\"_blank\" rel=\"noopener noreferrer\">Control of the intended use of loans<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-custom_color_3);\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:var(--awb-typography1-line-height);\">2. SPS contact persons for bankers<\/h2><\/div><div class=\"fusion-text fusion-text-8\"><ul>\n<li>Bojana Mikeln (02) 234 12 74<\/li>\n<li>Aleksandra Kranjc Premec (02) 234 12 76<\/li>\n<li>Petra Kujavec (02) 234 12 66<\/li>\n<\/ul>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:24px;margin-bottom:24px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#bdd9ed;border-color:#bdd9ed;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-min-height:no;--awb-min-height-medium:no;--awb-min-height-small:no;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-max-width:150px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1280\" height=\"854\" alt=\"EU logo\" title=\"Flag_of_Europe.svg\" src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg.webp\" data-orig-src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg.webp\" class=\"lazyload img-responsive wp-image-10791\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271280%27%20height%3D%27854%27%20viewBox%3D%270%200%201280%20854%27%3E%3Crect%20width%3D%271280%27%20height%3D%27854%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg-200x133.webp 200w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg-400x267.webp 400w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg-600x400.webp 600w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg-800x534.webp 800w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg-1200x801.webp 1200w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Flag_of_Europe.svg.webp 1280w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":10979,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[153,148],"tags":[],"class_list":["post-10794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-public-tenders","category-public-tenders-and-calls"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P1 plus 2023 | Guarantees for bank loans with interest rate subsidy - SEF<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy - SEF\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/\" \/>\n<meta property=\"og:site_name\" content=\"SEF\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-13T04:13:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T10:00:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/74_SPS_foto.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"codeco\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"codeco\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"18 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/\"},\"author\":{\"name\":\"codeco\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#\\\/schema\\\/person\\\/8cbf43b867bff433b402d322a5ac852b\"},\"headline\":\"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy\",\"datePublished\":\"2023-04-13T04:13:08+00:00\",\"dateModified\":\"2026-01-05T10:00:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/\"},\"wordCount\":3668,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/74_SPS_foto.webp\",\"articleSection\":[\"Public tenders\",\"Public tenders and calls\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/\",\"url\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/\",\"name\":\"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy - SEF\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/74_SPS_foto.webp\",\"datePublished\":\"2023-04-13T04:13:08+00:00\",\"dateModified\":\"2026-01-05T10:00:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/74_SPS_foto.webp\",\"contentUrl\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/74_SPS_foto.webp\",\"width\":1920,\"height\":1440},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/slovenian-enterprise-fund\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Public tenders and calls\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Public tenders\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/\",\"name\":\"SPS\",\"description\":\"Slovene Enterprise Fund\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#organization\",\"name\":\"Javni sklad Republike Slovenije za podjetni\u0161tvo\",\"url\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/SPS-SLO_Gradient_NaBelem.webp\",\"contentUrl\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/SPS-SLO_Gradient_NaBelem.webp\",\"width\":1499,\"height\":736,\"caption\":\"Javni sklad Republike Slovenije za podjetni\u0161tvo\"},\"image\":{\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.podjetniskisklad.si\\\/en\\\/#\\\/schema\\\/person\\\/8cbf43b867bff433b402d322a5ac852b\",\"name\":\"codeco\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0adf7f87a56de4d5576cd9d6566155dca0a1a36ebeba2254fc395fc89e0cfbbc?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0adf7f87a56de4d5576cd9d6566155dca0a1a36ebeba2254fc395fc89e0cfbbc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0adf7f87a56de4d5576cd9d6566155dca0a1a36ebeba2254fc395fc89e0cfbbc?s=96&d=mm&r=g\",\"caption\":\"codeco\"},\"sameAs\":[\"https:\\\/\\\/www.podjetniskisklad.si\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy - SEF","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/","og_locale":"en_US","og_type":"article","og_title":"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy - SEF","og_url":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/","og_site_name":"SEF","article_published_time":"2023-04-13T04:13:08+00:00","article_modified_time":"2026-01-05T10:00:46+00:00","og_image":[{"width":1920,"height":1440,"url":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/74_SPS_foto.webp","type":"image\/webp"}],"author":"codeco","twitter_card":"summary_large_image","twitter_misc":{"Written by":"codeco","Est. reading time":"18 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#article","isPartOf":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/"},"author":{"name":"codeco","@id":"https:\/\/www.podjetniskisklad.si\/en\/#\/schema\/person\/8cbf43b867bff433b402d322a5ac852b"},"headline":"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy","datePublished":"2023-04-13T04:13:08+00:00","dateModified":"2026-01-05T10:00:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/"},"wordCount":3668,"commentCount":0,"publisher":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/#organization"},"image":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/74_SPS_foto.webp","articleSection":["Public tenders","Public tenders and calls"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/","url":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/","name":"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy - SEF","isPartOf":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#primaryimage"},"image":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/74_SPS_foto.webp","datePublished":"2023-04-13T04:13:08+00:00","dateModified":"2026-01-05T10:00:46+00:00","breadcrumb":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#primaryimage","url":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/74_SPS_foto.webp","contentUrl":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/74_SPS_foto.webp","width":1920,"height":1440},{"@type":"BreadcrumbList","@id":"https:\/\/www.podjetniskisklad.si\/en\/p1-plus-2023-guarantees-for-bank-loans-with-interest-rate-subsidy-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.podjetniskisklad.si\/en\/slovenian-enterprise-fund\/"},{"@type":"ListItem","position":2,"name":"Public tenders and calls"},{"@type":"ListItem","position":3,"name":"Public tenders"},{"@type":"ListItem","position":4,"name":"P1 plus 2023 | Guarantees for bank loans with interest rate subsidy"}]},{"@type":"WebSite","@id":"https:\/\/www.podjetniskisklad.si\/en\/#website","url":"https:\/\/www.podjetniskisklad.si\/en\/","name":"SPS","description":"Slovene Enterprise Fund","publisher":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.podjetniskisklad.si\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.podjetniskisklad.si\/en\/#organization","name":"Javni sklad Republike Slovenije za podjetni\u0161tvo","url":"https:\/\/www.podjetniskisklad.si\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.podjetniskisklad.si\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/11\/SPS-SLO_Gradient_NaBelem.webp","contentUrl":"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/11\/SPS-SLO_Gradient_NaBelem.webp","width":1499,"height":736,"caption":"Javni sklad Republike Slovenije za podjetni\u0161tvo"},"image":{"@id":"https:\/\/www.podjetniskisklad.si\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.podjetniskisklad.si\/en\/#\/schema\/person\/8cbf43b867bff433b402d322a5ac852b","name":"codeco","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/0adf7f87a56de4d5576cd9d6566155dca0a1a36ebeba2254fc395fc89e0cfbbc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0adf7f87a56de4d5576cd9d6566155dca0a1a36ebeba2254fc395fc89e0cfbbc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0adf7f87a56de4d5576cd9d6566155dca0a1a36ebeba2254fc395fc89e0cfbbc?s=96&d=mm&r=g","caption":"codeco"},"sameAs":["https:\/\/www.podjetniskisklad.si"]}]}},"_links":{"self":[{"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/posts\/10794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/comments?post=10794"}],"version-history":[{"count":2,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/posts\/10794\/revisions"}],"predecessor-version":[{"id":10799,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/posts\/10794\/revisions\/10799"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/media\/10979"}],"wp:attachment":[{"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/media?parent=10794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/categories?post=10794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.podjetniskisklad.si\/en\/wp-json\/wp\/v2\/tags?post=10794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}