{"id":12819,"date":"2026-01-23T13:58:12","date_gmt":"2026-01-23T12:58:12","guid":{"rendered":"https:\/\/www.podjetniskisklad.si\/the-slovene-enterprise-fund-is-announcing-eur-10-million-in-microloans-to-provide-favorable-sources-of-financing-for-micro-and-small-enterprises\/"},"modified":"2026-01-26T09:03:32","modified_gmt":"2026-01-26T08:03:32","slug":"the-slovene-enterprise-fund-is-announcing-eur-10-million-in-microloans-to-provide-favorable-sources-of-financing-for-micro-and-small-enterprises","status":"publish","type":"post","link":"https:\/\/www.podjetniskisklad.si\/en\/the-slovene-enterprise-fund-is-announcing-eur-10-million-in-microloans-to-provide-favorable-sources-of-financing-for-micro-and-small-enterprises\/","title":{"rendered":"The Slovene Enterprise Fund is announcing EUR 10 million in microloans to provide favorable sources of financing for micro and small enterprises."},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1331.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-text-color:var(--awb-color8);\" id=\"razmiki\"><p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; text-align: justify;\"><span style=\"mso-bidi-font-size: 10.5pt; line-height: 115%; color: #58595b;\"><span style=\"color: var(--awb-color8);\">Today, the SEF published a public call in the Official Gazette of the Republic of Slovenia No. 5\/2026, <\/span><b style=\"color: var(--awb-color8);\">P7 2026 \u2013 Microloans 2026<\/b><span style=\"color: var(--awb-color8);\">, which it is announcing from the funds of the Fund of Funds of SID Bank. <\/span><\/span><span style=\"line-height: 115%; color: var(--awb-color8);\">Micro and small enterprises with at least one employee, established before January 1, 2024, and based in the cohesion region of Eastern or Western Slovenia, can apply for the funds. <\/span> <\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; text-align: justify;\"><span style=\"line-height: 115%; color: var(--awb-color8);\">Microloans are intended to finance costs related to the purchase of new equipment, the purchase of patented rights, licenses, or to cover current liquidity needs, such as the costs of material and commercial goods, the costs of services, employee salaries, and other operating costs. <\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 6.0pt; text-align: justify;\"><span style=\"mso-bidi-font-size: 10.5pt; line-height: 115%; color: #58595b;\"><br \/><\/span><\/p>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"line-height: 115%; color: rgb(88, 89, 91);\"><b style=\"color: var(--awb-color8);\">Key financing characteristics<\/b><\/span><\/p>\n<ul>\n<li><b style=\"color: var(--awb-color8);\">Loan amount: <\/b><span style=\"color: var(--awb-color8);\">From EUR 5,000 to EUR 25,000, with the possibility of approving one application.<\/span><\/li>\n<li><b style=\"color: var(--awb-color8);\">Interest rate:<\/b><span style=\"color: var(--awb-color8);\"> 37.5% six-month EURIBOR + fixed margin of 0.8 percentage points<\/span><\/li>\n<li><b style=\"color: var(--awb-color8);\">Loan term:<\/b><span style=\"color: var(--awb-color8);\"> From 2 to 5 years.<\/span><\/li>\n<li><b style=\"color: var(--awb-color8);\">Moratorium:<\/b><span style=\"color: var(--awb-color8);\"> Possibility of using a moratorium on principal repayment for up to 6 months with the possibility of extending \u00bd of the loan term. The moratorium is included in the loan repayment period.<\/span><\/li>\n<li><b style=\"color: var(--awb-color8);\">Coverage of costs:<\/b><span style=\"color: var(--awb-color8);\"> The loan can cover up to 100% of the value of eligible project costs<\/span><\/li>\n<li><b style=\"color: var(--awb-color8);\">Collateral:<\/b><span style=\"color: var(--awb-color8);\"> 8 company bills of exchange.<\/span><\/li>\n<li><b style=\"color: var(--awb-color8);\">No costs<\/b><span style=\"color: var(--awb-color8);\"> for loan management and approval.<\/span><\/li>\n<\/ul>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-bidi-font-size: 10.5pt; line-height: 115%; mso-bidi-font-family: Tahoma; color: #58595b;\"><span style=\"color: var(--awb-color8);\">Due to digitized and optimized procedures, the application is simple. Companies submit the application electronically via the ePortal at SEF, whereby the <\/span><b style=\"color: var(--awb-color8);\">deadline for submission is February 13, 2026, until 2 PM.<\/b><span style=\"color: var(--awb-color8);\"> <\/span><b style=\"color: var(--awb-color8);\"><\/b><\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin-bottom: 0cm; text-align: justify;\"><span style=\"mso-bidi-font-size: 10.5pt; line-height: 115%; mso-bidi-font-family: Tahoma; color: #58595b;\"><span style=\"color: var(--awb-color8);\">The call is available <\/span><a href=\"https:\/\/www.podjetniskisklad.si\/p7-2026-mikrokrediti-2026\/%E2%80%8E\" style=\"color: var(--awb-color8);\">at this link<\/a><\/span><span style=\"color: var(--awb-color8);\"> <\/span><span style=\"line-height: 115%; color: var(--awb-color8);\">and in the Official Gazette of the Republic of Slovenia No. 5\/2026.<\/span><\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-min-height:no;--awb-min-height-medium:no;--awb-min-height-small:no;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-max-width:250px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"484\" alt=\"EU logo - European structural and investment funds\" src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan.webp\" data-orig-src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan.webp\" class=\"lazyload img-responsive wp-image-12816\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27484%27%20viewBox%3D%270%200%201000%20484%27%3E%3Crect%20width%3D%271000%27%20height%3D%27484%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan-200x97.webp 200w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan-400x194.webp 400w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan-600x290.webp 600w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan-800x387.webp 800w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2026\/01\/Logo_EKP_strukturni_in_investicijski_skladi_SLO_slogan.webp 1000w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-max-width:200px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"400\" height=\"188\" alt=\"Logo of the fund of funds of SID Bank\" src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/SID_skladi_skladov_logotip_avgust_2020-1-400x188-1.webp\" data-orig-src=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/SID_skladi_skladov_logotip_avgust_2020-1-400x188-1.webp\" class=\"lazyload img-responsive wp-image-10664\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27400%27%20height%3D%27188%27%20viewBox%3D%270%200%20400%20188%27%3E%3Crect%20width%3D%27400%27%20height%3D%27188%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/SID_skladi_skladov_logotip_avgust_2020-1-400x188-1-200x94.webp 200w, https:\/\/www.podjetniskisklad.si\/wp-content\/uploads\/2025\/12\/SID_skladi_skladov_logotip_avgust_2020-1-400x188-1.webp 400w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 800px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-2\"><p><i>Co-financed by the Republic of Slovenia and the EU from the European Structural and Investment Funds.<\/i><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p class=\"MsoNormal\" style=\"text-align: justify\"><span style=\"line-height: 115%;color: #58595b\">The Slovene Enterprise Fund (hereinafter SEF) is starting the year 2026 with favorable microloans ranging from EUR 5,000 to EUR 25,000, which enable micro and small enterprises to obtain favorable sources of financing for smaller investments or working capital in a simple and fast manner.<\/span><\/p>\n<p> <a class=\"continue\" href=\"https:\/\/www.podjetniskisklad.si\/en\/the-slovene-enterprise-fund-is-announcing-eur-10-million-in-microloans-to-provide-favorable-sources-of-financing-for-micro-and-small-enterprises\/\">Preberite ve\u010d<span> The Slovene Enterprise Fund is announcing EUR 10 million in microloans to provide favorable sources of financing for micro and small enterprises.<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":10981,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[147],"tags":[],"class_list":["post-12819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-press-releases"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Slovene Enterprise Fund is announcing EUR 10 million in microloans to provide favorable sources of financing for micro and small enterprises. - SEF<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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