• Fast and favorable return sources of financing for micro, small, and medium-sized enterprises
• Liquidity financing for companies that have suffered economic damage from managing crisis situations in the field of energy supply due to the energy crisis

• EUR 10 million

• Amount of financing: from EUR 15,000 to EUR 100,000 of credit
  (possibility to submit one application)
• Financing intensity: 100% coverage of eligible costs
• Repayment period:
  2-5 years for loans from EUR 15,000 to 50,000
  2–7 years for loans from EUR 50,001 to 100,000
• Moratorium: from 1 to 6 months
  (with the possibility of extension up to a maximum of 24 months)
• Interest rate: annual fixed 2.6%
• Collateral:
  8 promissory notes of the company for loans from EUR 15,000 to 50,000
  8 promissory notes of the company + personal guarantee for loans from EUR 50,001 to 100,000
• No loan management and approval fees

• Main condition: the annual energy cost in 2022 amounted to 0.5% of the net sales revenue
• The loan amount must not exceed 30% of the value of net sales revenue achieved in 2022
• At least 1 employee for full-time employment
• Company established before 1.1.2022
• Credit rating at least SB8
• The company must not be in difficulty
• The company does not belong to an excluded sector
• »de minimis«

• Drawdown: Purposeful and in a single amount
  (no later than 45 days after loan approval)
• Repayment method: monthly, in installments

• Tangible fixed assets (purchase of new equipment)
• Intangible fixed assets (purchase of patented rights, licenses, etc.)
• Costs of material and merchandise
• Service costs

• from 01/01/2023 to 31/05/2024

• The application is submitted electronically via the Fund’s ePortal
• The application can be submitted on the following application deadlines:
  • September 15, 2023, until 2:00 PM
  • November 15, 2023, until 2:00 PM
  • or until all funds are exhausted

Publication of the public tender in Ur. l. RS. No. 74/2023 of 7.7.2023 and amendments in Ur. l. RS. No. 77/2023 of 14.7.2023:

• Public Call P7E 2023
• Tender Documentation P7E 2023
• Special Conditions for the P7E 2023 Tender
• Loan Security P7E 2023
• Declaration of assets of the personal guarantor
• Request for loan disbursement
• Reporting Instructions
• Municipalities classified in the Eastern/Western cohesion region

• Before completing the application form, the applicant registers and creates a company profile
• If the applicant needs assistance in preparing the application, they can add an authorized representative who is also registered on the Fund’s ePortal.
• You can view the operation of the ePortal for submitting the application in the presentation video

• Fund form – ePortal
  • Completion of the electronic form “Application for financing P7E 2023 – Crisis Liquidity Credit” in the ePortal, which includes:
    • Questionnaire for determining the political exposure of a person
    • Questionnaire for determining connections with a high-risk country
    • Authorization for the needs of data verification at FURS
• AJPES proof of credit rating S.BON-1 or eS.bon (online credit rating) for companies, sole proprietors, and cooperatives based on the annual report for 2022
• Accounting statements for 2022, which were submitted to AJPES
• For loan security (applies to requested loans from EUR 50,001 to EUR 100,000), it is necessary to attach the appropriate documentation, namely:
  a) Statement of personal assets of the personal guarantor with annexes. The form is here.
  b) Loan Security P7E 2023. The form is here.
• Attachments are as follows:
• GURS real estate appraisal/s (https://eprostor.gov.si/EV_JAVNI/) or real estate appraisal/s by an authorized contractor, prepared at least in 2022;
• Land Registry excerpt/s for the real estate/s. The statement with annexes must be completed for each guarantor separately, including the owner of the company (even if the latter has no assets).

• Boris Ritlop (02) 234 12 88
• Jasna Kepnik (02) 234 12 42
• mag. Boštjan Vidovič (02) 234 12 64 or by e-mail bostjan.vidovic@podjetniskisklad.si