P1 plus 2023 | Guarantees for bank loans with interest rate subsidy

up to EUR 1,250,000 in funding

Allocated funds
EUR 66 million

60% or 80% guarantee from the SPS for securing a bank loan

Product information

Call for proposals and documentation

Information for bankers

Closed

to 06.10.2023

Purpose of the call

  • To enable easier, faster and more affordable bank loans
  • To increase the possibility of obtaining a loan for those companies that do not have sufficient guarantees themselves
    to secure the loan
  • Ensuring liquidity and competitive performance in the market

Basic characteristics and conditions of the call for proposals

Tender deadlines and method of submitting the application

  • The application is submitted electronically via the Fund’s ePortal
  • The application can be submitted on the following application deadlines: April 15, May 5, May 25, June 15, July 5, September 1, September 15, October 1, and October 15, 2023.

Information for entrepreneurs

1. Tender and documentation

Publication of the public tender in Ur. l. RS No. 34/2023 of March 24, 2023:

2. Registration and creation of a company in the ePortal

  • Before completing the application form, the applicant registers and creates a company profile
  • If the applicant needs assistance in preparing the application, they can add an authorized representative who is also registered on the Fund’s ePortal.
  • You can view the operation of the ePortal for submitting the application in the presentation video

3. Preparation of the application

  • Application form P1 plus 2023 – ePortal
  • Business/presentation plan with financial appendix:
    • The P1 plus 2023 tender requires a business plan with a financial annex:
      • You can find a tool for creating a business plan here
      • The tool for creating a financial appendix is separate for:
        • companies (you can find the tool here)
        • sole proprietors (you can find the tool here)
  • Balance sheets/credit rating
    • Annual report for 2021 or 2022
      • balance sheet, profit and loss account, submitted to Ajpes, on unified forms for state statistics;
    • S-BON-1 (Ajpes) for 2021
      • for 2021 (application deadlines April 15 and May 5, 2023)
      • for 2022 (application deadlines from and including May 25, 2023)
    • for companies established in 2023: BON-2 (Ajpes) and accounting statements from the date of establishment of the company to the last day of the previous month, depending on the month of submission of the application to the Fund.
  • Bank decision on the approval of a loan secured by a guarantee from the Fund
    • the applicant obtains it from one of the participating commercial banks with the Fund
    • you can find a list of participating banks here
  • Property valuation
    • if the applicant’s project relates to the purchase of business premises, it is necessary to enclose in the application an appraisal of the property by an authorized contractor, prepared at least in 2022.

4. Contact persons of the SPS for entrepreneurs

Information for bankers

1. Forms for bankers

2. SPS contact persons for bankers

  • Bojana Mikeln (02) 234 12 74
  • Aleksandra Kranjc Premec (02) 234 12 76
  • Petra Kujavec (02) 234 12 66
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