Slovene Enterprise Fund Announces New EUR 10 Million in Favorable Microloans for Businesses
Date of publication: 08.05.2026
The Slovene Enterprise Fund (hereinafter SEF) continues to implement calls from the microcredit scheme and announces a new public call P7-2 2026 – Microloans 2026, under which a total of EUR 10 million in favorable microloans will be available to micro, small and medium-sized enterprises, provided from the resources of the SID Bank Fund of Funds. The purpose of the call is to enable businesses to access financing easily and quickly to support their operations, investments and liquidity provision.
Purpose and Eligible Costs
Businesses can obtain microloans ranging from EUR 5,000 to EUR 25,000, which can be used for the purchase of new equipment, acquisition of patents, licenses and other rights, or for financing working capital, such as material, service and labor costs. The loan can cover up to 100 percent of eligible project costs, enabling businesses to comprehensively finance their planned activities.
Who Can Apply?
Micro, small and medium-sized enterprises with registered offices in the Republic of Slovenia are eligible for funding, provided they have at least one employee, have been operating since at least the beginning of 2025, and operate in the Eastern or Western Slovenia Cohesion Region.
Favorable Loan Terms
Microloans are designed as a favorable financial instrument, offering a maturity period of 2 to 5 years and a principal repayment moratorium of 1 to 6 months, with the possibility of extension. The interest rate is 37.5 percent of the six-month EURIBOR with a fixed margin of 0.8 percent, with borrowers paying no approval or loan management fees.
Digital Application Submission and Application Deadline
Businesses submit applications electronically via the SEF ePortal, with the submission deadline being May 29, 2026 by 2:00 PM. The application process is digitalized and simplified, allowing businesses to prepare applications independently, with funding approval decisions expected to be made within 45 days of submitting a complete application.
The objective of the call is to stimulate business development, enable financing of their projects and business processes, and contribute to the preservation and creation of jobs in the economy.
Detailed information about the call is available on the Slovene Enterprise Fund website https://www.podjetniskisklad.si/p7-2-2026-mikrokrediti-2026/.
Results of Completed Calls from the Credit Line in 2026
In 2026, SEF has already announced two public calls from the microcredit line, namely microloans for micro and small enterprises (call P7 2026) and loans for border problem areas (call P7R 2026), both of which are now closed.
Under call P7 2026, 414 applications were approved for a total amount of EUR 10 million, while call P7R 2026 was closed after the first application round due to exceptionally high demand. For the latter, SEF received more than 410 applications, with the total requested loan value exceeding EUR 20.8 million against the available quota of EUR 10 million.
Through such financial instruments, SEF continues to actively contribute to ensuring liquid and stable operations of Slovenian businesses.
Co-financing of the Republic of Slovenia and the EU from the European Structural and Investment Funds