The purpose of this product is to directly provide favorable repayable financing sources to micro, small, and medium-sized enterprises to cover the costs of business processes and/or projects presented in the financing application.

• EUR 10 million

• 8. 5. 2026

• From EUR 5,000 to EUR 25,000 of credit
• 100% coverage of eligible costs of business processes and/or project

Under this public call, a borrower may be granted a maximum of one (1) microloan. Companies that have obtained a loan under public call P7 2026 (call published in Official Gazette of the Republic of Slovenia No. 5/2026 dated January 23, 2026) are not eligible to apply for this public call.

• Repayment period: from 2 to 5 years
• Moratorium: from 1 to 6 months /with the possibility of extension to a maximum of 1/2 of the credit maturity/
• Interest rate: 37.5% of the 6-month EURIBOR + fixed margin of 0.8%
• Credit security: 8 bills of exchange of the company
• No loan management and approval fees

• Status of a micro, small, or medium-sized enterprise with its registered office in the Republic of Slovenia
• Organized as a company or entrepreneur under the Companies Act – ZGD-1 or a cooperative established and operating under the Cooperatives Act – ZZad
• At least 1 employee for full-time employment
• Company established and operating before 1. 1. 2025
• When submitting the application, the company has been operating with the same tax number for at least six (6) months
• The company must not be in difficulty
• The company does not belong to an excluded sector
• »de minimis aid«

• Tangible fixed assets (purchase of new equipment)
• Intangible fixed assets (purchase of patented rights, licenses, etc.)
• Costs of material and merchandise
• Service costs
• Labor costs (net salary, income tax, contributions, meal costs, allowance,…)
• Charged related VAT on other eligible costs

Eligible costs do not include the purchase of vehicles for road freight transport, the costs of construction, purchase and renovation of business real estate, and the construction of solar power plants.

Period of eligible costs: Eligible costs for a business process/project may be incurred up to 6 months prior to the application submission and 18 months after loan approval.

The application is submitted electronically via the ePortal of the Fund.

The application can be submitted on the following application deadlines:

• 29. 5. 2026 by 2:00 PM.

Publication of the public call on 8. 5. 2026:

• Public Call P7-2 2026
• Tender Documentation P7-2 2026
• Special Conditions for Call P7-2 2026
• Reporting instructions
• Request for loan disbursement
• Form – Authorization for Signing and Submitting the Application
• Municipalities classified in the Eastern/Western cohesion region

• Before completing the application form, the applicant registers and creates a company profile
• If the applicant needs assistance in preparing the application, he can add an authorized person who is also registered on the Fund’s ePortal
• You can view the operation of the ePortal for submitting the application in the presentation video

• Application Form with Applicant’s Statements (ePortal)
  • Completion of the electronic form “Application Form P7-2 2026 Microloans 2026– ” in the ePortal, which includes:
    • Questionnaire for determining the political exposure of a person
    • Questionnaire for determining connections with a high-risk country
    • Authorization for the needs of data verification at FURS
• Balance sheet and income statement for 2025, submitted to AJPES, with AOP data.
• AJPES certificate of credit rating S.BON-1 or eS.BON
  • Online credit rating for companies, sole proprietors, and cooperatives, prepared based on the annual report for 2025.
• Additional evidence:
  • Audited annual report, in the event that the borrower is legally obliged to prepare a consolidated annual report and it has not yet been published on the AJPES website

• (02) 234 12 88
• (02) 234 12 42
• (02) 234 12 64 or by e-mail: razpisi@podjetniskisklad.si

Co-financing of the Republic of Slovenia and the EU from the European Structural and Investment Funds