The purpose of the product is to directly provide favorable returnable sources of financing to micro and small enterprises in order to cover the costs of business processes and/or the project presented in the financing application.

• Microcredits for micro and small enterprises
• Direct provision of favorable financing sources in order to cover the costs of business processes and/or projects

• EUR 10 million

• 11. 4. 2025 in Official Gazette l. RS No. 25/2025

• From EUR 5,000 to EUR 25,000 of credit
• 100% coverage of eligible costs of business processes and/or project

The borrower can be granted a maximum of one (1) microcredit under this public call. Companies that have obtained a loan under the public call P7-2 2025 (publication of the call: Official Gazette of the Republic of Slovenia No. 5/2025 of 31 January 2025) and/or under the public call P7R 2025 (publication of the call: Official Gazette of the Republic of Slovenia No. 4/2025 of 24 January 2025) are not eligible to apply for this public call.

• Repayment period: from 2 to 5 years
• Moratorium: from 1 to 6 months /with the possibility of extension to a maximum of 1/2 of the credit maturity/
• Interest rate: 37.5% of the 6-month EURIBOR + fixed margin of 0.8%
• Credit security: 8 promissory notes of the company
• No loan management and approval fees

• Status of micro or small enterprise with registered office in the Republic of Slovenia (sole proprietor, limited liability company, cooperative with limited liability)
• Minimum of 1 employee for full-time employment
• Company established and operating before 1. 1. 2023
• At the time of application, the company has been operating with the same tax number for at least six (6) months
• Credit rating from SB1 to SB7
• The company must not be in difficulty
• The company does not belong to an excluded sector
• State aid rules »de minimis aid«

• Drawing: Purpose-bound and in a single amount (no later than 45 days from credit approval)
• Repayment method: monthly, in installments

• Tangible fixed assets (purchase of new equipment)
• Intangible fixed assets (purchase of patented rights, licenses, etc.)
• Costs of materials and merchandise
• Service costs
• Labor costs (net salary, income tax, contributions, meal costs, holiday allowance, etc.)
• Charged related VAT on other eligible costs

The purchase of vehicles for road transport of goods and the costs of construction, purchase and renovation of business real estate and the construction of solar power plants and/or storage facilities are not eligible costs.

Period of eligible costs: Eligible costs of the business process/project can be incurred up to 6 months before the submission of the application and 18 months after the approval of the credit.

The application is submitted electronically via the Fund’s ePortal.

Application deadline: May 5, 2025 until 2:00 PM

Publication of the public call in Official Gazette l. RS No. 25/2025 of 11. 4. 2025:

• Public Call P7 2025
• Call documentation P7 2025
• Special conditions for the P7 2025 call
• Reporting instructions
• Credit drawing request
• Municipalities classified in the Eastern/Western cohesion region

• Before completing the application form, the applicant registers and creates a company profile
• If the applicant needs assistance in preparing the application, they can add an authorized person who is also registered on the Fund’s ePortal
• You can view the operation of the ePortal for submitting the application in the presentation video

• Fund form – ePortal
  • Completion of the electronic form »Application form P7 2025 Microcredits 2025– « in ePortal, which includes:
    • Questionnaire for determining the political exposure of a person
    • Questionnaire for determining connections with a high-risk country
    • Authorization for the needs of data verification at FURS
• Mandatory financial attachments
  • Creditworthiness certificates S.BON-1 or eS.BON (online credit rating) for companies, sole proprietors and cooperatives based on the annual report for 2023
  • Accounting statements for 2023 (balance sheet and income statement), which were submitted to AJPES
• Additional evidence:
  • Audited annual report, in the event that the borrower is legally obliged to prepare a consolidated annual report and it has not yet been published on the AJPES website

• (02) 234 12 88
• (02) 234 12 42
• (02) 234 12 64 or by e-mail: razpisi@podjetniskisklad.si

Co-financing of the Republic of Slovenia and the EU from the European Structural and Investment Funds