P7K-2 2024 | Crisis Liquidity Loan

Loan
From EUR 15,000 to EUR 100,000

Funds available
EUR 20 million

100% coverage of eligible project costs

Product information

Call for proposals and documentation

Closed

to 22.10.2024

Purpose of the call

The purpose of the product is to directly provide liquidity financing to micro, small and medium-sized enterprises that have suffered economic damage in the field of energy supply due to the energy crisis. Fast and favourable financing through a crisis liquidity loan provides assistance in mitigating the effects of the energy crisis on the economy.

Funds available

  • EUR 20 million

Publication of the call for proposals

  • 30 August 2024 in the Official Gazette of the Republic of Slovenia no. 73/2024

Amount of funding

  • From EUR 15,000 to EUR 100,000 loan
  • 100% coverage of eligible project costs

Possibility to submit 1 application.
*Companies that have obtained a loan under the P7K 2024 public tender (publication of the tender: Official Gazette of the Republic of Slovenia No. 15 of 23 February 2024) are not eligible to apply for this public tender

Loan conditions

  • Repayment period:
    • from 2 to 5 years for loans from EUR 15,000 to EUR 50,000
    • from 2 to 7 years for loans from EUR 50,001 to EUR 100,000
  • Moratorium:
    • from 1 to 6 months /with the possibility of extension up to a maximum of 24 months/
  • Interest rate: fixed 2.0%
  • Loan security:
    • 8 bills of exchange of the company (for loans from EUR 15,000 to EUR 50,000)
    • 8 bills of exchange of the company + personal guarantee (for loans from EUR 50,001 to EUR 100,000)
  • No loan management and approval fees

Conditions for application

  • Main condition: the annual energy cost in 2023 amounted to at least 3% of the net sales revenue
  • Status of a micro, small or medium-sized enterprise with its registered office in the Republic of Slovenia
  • Organized as sole proprietorships, general partnerships, cooperatives and institutions, and social enterprises so.p.
  • At least 1 employee for full-time employment
  • Company established and operating before 1. 1. 2023
  • Credit rating at least SB8
  • The company must not be in difficulty
  • The company does not belong to an excluded sector
  • »de minimis«

Eligible costs

  • Tangible fixed assets (purchase of new machinery and equipment)
  • Intangible long-term assets (purchase of patented rights, licenses, etc.)
  • Operating costs (costs of materials, merchandise and services)
  • Charged related VAT on eligible costs

Period of incurrence of eligible costs

Eligible project costs may be incurred from 1. 7. 2024 to 31st 10. 2025.

The following are not eligible costs

  • Costs of purchasing or renovating road vehicles
  • Costs of construction, purchase or renovation of business premises
  • Costs of purchasing solar power plants
  • Salary costs and all related employment costs

Tender deadlines and method of submitting the application

The application is submitted electronically via the Fund’s ePortal.

The application can be submitted on the following application deadlines:

  • 24. 9. 2024 until 14:00,
  • 22. 10. 2024 until 14:00,
  • or until funds are exhausted.

Information for entrepreneurs

1. Tender and documentation

2. Registration and creation of a company in the ePortal

  • Before completing the application form, the applicant registers and creates a company profile
  • If the applicant needs assistance in preparing the application, he can add an authorized person who is also registered on the Fund’s ePortal
  • You can view the operation of the ePortal for submitting the application in the presentation video

3. Preparation of the application

  • Fund form – ePortal
    • Completion of the electronic form »Application for financing P7K-2 2024 – « in the ePortal, which includes:
      • Questionnaire for determining the political exposure of a person
      • Questionnaire for determining connections with a high-risk country
      • Authorization for the needs of data verification at FURS
  • Proof of AJPES assessment S.BON-1 or eS.bon (online credit rating) for companies, sole proprietors, cooperatives and institutions based on the annual report for 2023
  • Accounting statements for 2023, which were submitted to AJPES
  • To secure the loan (applies to loans requested from EUR 50,001 to EUR 100,000), the following documentation must be attached:
    a) Loan security P7K-2 2024. The form is here.
    b) Declaration of own assets of the personal guarantor with annexes. The form is here.
  • Attachments are as follows:
    • GURS real estate valuation/s (https://eprostor.gov.si/EV_JAVNI/) or real estate valuation/s by an authorised contractor, prepared at least in 2023
    • Land register excerpt/s for the real estate/s.
      The declaration with annexes must be completed for each guarantor separately, including the owner of the company (even if the latter has no assets).

4. SPS contact persons for entrepreneurs

  • Boris Ritlop (02) 234 12 88
  • Jasna Kepnik (02) 234 12 42
  • mag. Boštjan Vidovič (02) 234 12 64 or by e-mail: razpisi@podjetniskisklad.si