The Slovene Enterprise Fund announces the P1 plus 2026 call – Guarantees for bank loans with an interest rate subsidy
Date of publication: 06.03.2026
The Slovene Enterprise Fund (SEF) has published the public call P1 plus 2026 – Fund guarantees for bank loans with an interest rate subsidy, intended for micro, small and medium-sized enterprises (SMEs) planning investments for business growth and development.
With this financial instrument, SEF aims to provide companies with easier and more favourable access to bank loans, primarily for the implementation of projects that contribute to technological development, digitalisation, and the transition to a green and circular economy.
The total amount of funds available under the call is EUR 33 million in guarantees together with an interest rate subsidy, with the funds intended exclusively for financing companies’ investment projects.
More favourable financing for companies’ investments
Through the call, companies can obtain a bank loan with an SEF guarantee of up to 60% of the loan principal. The interest rate is 6-month EURIBOR + 0.50%, and the loan may cover up to 80% of the value of eligible project costs.
The maximum possible loan amount is up to EUR 1,250,000, the loan term is from 1.5 to 10 years, with the option of a moratorium on principal repayment of up to 24 months.
The funds are intended for investments in business real estate and the purchase of new machinery and equipment, enabling companies to improve competitiveness, expand their activities and achieve technological development.
Support for value-added investments
The aim of the call is to encourage projects that:
- contribute to company growth,
- increase value added per employee,
- enable the creation or
- retention of jobs,
- introduce digital technologies, green solutions or circular business models.
Micro, small and medium-sized enterprises headquartered in Slovenia, with at least one employee and meeting the eligibility requirements, may apply.
Submission of applications
Companies submit the application together with attachments via the SEF ePortal. Due to digitised and optimised procedures, the application process is straightforward.
Application deadlines in 2026 are:
March 20, April 5, April 20, May 20, June 5, June 20, July 5, September 1, September 15, October 1 and October 15, 2026 . The call will be open until October 15, 2026, or until the available funds are exhausted.
Additional information
The call documentation is available on the Slovene Enterprise Fund website:
https://www.podjetniskisklad.si/p1-plus-2026-garancije-sklada-za-bancne-kredite-s-subvencijo-obrestne-mere/
Additional information is also available via the email address razpisi@podjetniskisklad.si or at the SEF telephone numbers.
In the event of high demand for the funds available under the call, SEF reserves the right to close the call early.
The project is implemented with the support of the European Union under the InvestEU programme.
The guarantee benefits from the support of the European Union through the InvestEU Fund.