Financing under the public call benefits from the support of the European Union under the InvestEU Fund.

• EUR 25 million

• 25. 9. 2026

• From EUR 15,000 to EUR 100,000 loan
• 100% coverage of eligible project costs

The borrower may be granted a maximum of one loan application under this public tender.

• Repayment period:
  • from 2 to 5 years for credits from EUR 15,000 up to and including EUR 50,000
  • from 2 to 7 years for credits above EUR 50,000 up to and including EUR 100,000
• Moratorium: from 1 to 6 months /with the possibility of extension up to a maximum of 24 months/
• Interest rate: fixed annual 2.30%
• Loan security:
  • 8 blank signed promissory notes of the company for credits from EUR 15,000 to EUR 50,000
  • 8 blank signed promissory notes of the company and personal guarantee of at least one owner of the company for credits from EUR 50,001 to EUR 100,000
• No loan management and approval fees

• Status of micro, small and medium-sized enterprises with registered office in the Republic of Slovenia (sole proprietor, limited liability company, cooperative with limited liability)
• At least 1 employee for full-time employment
• The company was established and began operating before 1. 1. 2025
• At the time of application submission, operates under the same tax number for at least 6 months
• The company must be creditworthy and solvent
• Credit rating of at least SB7
• The company must not be in difficulty
• The company does not belong to an excluded sector
• State aid rules »de minimis aid«

• Drawing: Purpose-bound and in a single amount (no later than 45 days from the approval of the loan)
• Method of repayment: monthly, in installments

• Tangible fixed assets (purchase of new work machines and equipment)
• Investments in business real estate (purchase of business buildings/other business premises with appurtenant land, construction/adaptation of business buildings/other business premises, arrangement of business land);
• Intangible fixed assets (purchase of patented rights, licenses, etc.)
• Costs of material and merchandise
• Service costs
• Labor costs (net salary, income tax, contributions, meal costs, allowance,…)

• purchase or renovation of road transport vehicles for which registration and issuance of a vehicle registration certificate are mandatory;
• purchase of vessels for inland waterway navigation;
• purchase of sea or coastal vessels;
• purchase of rail vehicles;
• purchase or construction of solar power plants and storage facilities;
• value added tax (VAT).

The credit may also not be used to reimburse obligations that the borrower paid before drawing the credit, nor to repay existing credits or financial lease agreements.

State aid, as a rule de minimis, is granted for eligible project costs incurred from 01. 08. 2026 to 30. 11. 2027.

The application is submitted electronically via the ePortal of the Fund.

Application deadline: 15. 10. 2026 until 14:00 hours

Publication of the public call dated 25. 9. 2026:

• Public call P7L 2026
• Call documentation P7L 2026
• Special conditions for call P7L 2026
• Request for loan disbursement
• Loan security
• Statement of personal assets of the personal guarantor
• Reporting instructions (in preparation)
• Municipalities classified in the Eastern/Western cohesion region

• Before completing the application form, the applicant registers and creates a company profile
• If the applicant needs assistance in preparing the application, he can add an authorized person who is also registered on the Fund’s ePortal
• You can view the operation of the ePortal for submitting the application in the presentation video

• Fund form – ePortal
  • Completion of the electronic form “Application form P7L 2026 Liquidity credit –” in the ePortal, which includes:
    • Questionnaire for determining the political exposure of a person
    • Questionnaire for determining connections with a high-risk country
    • Authorization for the needs of data verification at FURS
• Mandatory financial attachments
  • Credit rating documentation S.BON-1 or eS.BON (online credit rating) for business companies, sole proprietors and cooperatives based on the annual report for 2025
  • Accounting statements for 2025 (balance sheet and income statement) submitted to AJPES

• For credits from EUR 50,001 to EUR 100,000, documentation for credit collateral must also be submitted: (applies to requested credits from EUR 50,001 to EUR 100,000) appropriate documentation must be attached, namely:

• • Completed form “Credit collateral P7L 2026”. The form is here.
  • For each personal guarantor, completed and signed “Statement of personal assets of the personal guarantor with annexes”. The form is here.
  • land registry extract for the listed real estate
  • Proof of real estate value (GURS extract or valuation by an authorized appraiser, prepared at least in 2025)
  • If necessary, proof of obligations encumbering the real estate (in the case of a mortgage, proof of the outstanding debt balance not older than 30 days)

• Valuation of business real estate

• In the case of purchase of business real estate, a valuation of the real estate by an authorized provider, prepared at least in 2025, must be submitted.

• (02) 234 12 88
• (02) 234 12 74
• (02) 234 12 97 or by e-mail: razpisi@podjetniskisklad.si

The project benefits from the support of the European Union through the InvestEU Fund.