• The purpose of the product is to stimulate sustainable development and increase the competitiveness of companies in the wood processing industry by providing favorable financing for investments in modern production capacities, digitalization, and technological development. The product supports companies that invest in the production of low-carbon wood-based products, more efficient use of wood as a strategic raw material, and the introduction of circular economy principles.
• Special emphasis is placed on investments in tangible and intangible assets that contribute to greater added value in the wood chain, improving material and energy efficiency, and increasing companies’ resilience to market and development challenges.

• 15.0 million EUR in loan funds, of which:
  • 5.1 million EUR in subsidy funds for partial principal write-off of the loan

• 22 6. 2026

Credit

• from 100,000 EUR to 2,500,000 EUR
• up to a maximum of 75% of eligible project costs

Subsidy

• in the form of a partial principal write-off after successful completion of the investment

• Loan Maturity
  • loans from 100,000 EUR to 500,000 EUR: from 2 to 10 years,
  • loans from 500,001 EUR to 2,500,000 EUR: from 2 to 15 years.

• Moratorium
  • from 6 to 24 months,
  • possibility of extension up to a maximum of 36 months.

• Interest Rate
  • Eastern Slovenia Cohesion Region:
    • 16.8% of 6-month EURIBOR + 0.336% annually.
  • Western Slovenia Cohesion Region:
    • 67.2% of 6-month EURIBOR + 1.344% annually.

If EURIBOR is negative, a value of 0% is considered.

• Loan Costs
  • no approval fees,
  • no administration fees,
  • costs of registering a pledge and/or mortgage are borne by the borrower.

• Loan security
  • Loans from 100,000 EUR to 500,000 EUR
    • 8 blank promissory notes of the company,
    • personal guarantee of the company owner.

• • Loans from 500,001 EUR to 2,500,000 EUR
    • 8 blank promissory notes of the company,
    • pledge of financed equipment and/or
    • mortgage on real estate.

• Loan disbursement
  • dedicated and single disbursement of the loan.

• Partial Principal Write-off (Subsidy)
  • The right to a subsidy arises after the successful completion of the investment and confirmed dedicated use of funds. The equipment subject to financing must be paid for, delivered, and in use.

Micro, small, medium-sized enterprises (SMEs) and large enterprises with up to 3,000 employees, which:

• have at least one full-time employee,
• are headquartered in the Republic of Slovenia,
• have been operating before 1. 1. 2025,
• are organized as commercial companies, sole proprietors, cooperatives, or private institutions
• Applicants may be companies that introduce products and services in the field of wood use to the market and have a registered activity:
  • Area C, Section 16 – Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (except 16.26 Manufacture of solid fuels from vegetable biomass) or
  • Area C, Section 31 – Manufacture of furniture.

• the project must be implemented in the field of wood or wood-based materials use,
• the proportion of wood in the final product must represent at least 50% of the product’s volume,
• the project must not start before the application submission,
• the company must have a credit rating of at least SB7 (AJPES),
• the company must not be in difficulty,
• the company does not fall into an excluded sector,
• a closed financial structure must be ensured,
• the company must provide at least 25% of eligible costs from its own or other non-public sources,
• the company must comply with state aid rules and the prohibition of double financing.
• Ineligible activities:
  • Projects that cannot apply for the call:
    • projects in the field of wood processing for energy use (e.g., pellets, wood chips, etc.),
    • related to energy production (e.g., solar power plants, solar panels, boilers, furnaces, heat pumps, etc.)
    • related to the production, distribution, or use of fossil fuels.

• a maximum of one application can be approved per applicant,
• the applicant must maintain separate accounting records for the project,
• the investment must comply with the DNSH principle (“do no significant harm”),
• the investment must be maintained for at least 3 years (SMEs) or 5 years (large enterprises) after project completion.

• Tangible fixed assets (purchase of new machinery and equipment for the wood processing technological process)
• Intangible long-term assets (only the purchase of new software for the wood processing process)
• Costs of transport, assembly and commissioning of equipment

VAT is not an eligible cost.

• from the date of application submission until 31. 12. 2027

The application is submitted electronically via the ePortal of the Fund.

The application can be submitted on the following application deadline:

• August 20, 2026, until 2 PM
• September 20, 2026, until 2 PM

Publication of the public tender dated 22. 6. 2026:

• Public tender
• Tender documentation
• Presentation plan textual part
• Special conditions for the tender
• Request for loan disbursement
• Loan Security (Personal Guarantee)
• Declaration of assets of the personal guarantor
• Form: Authorizations for signing and submitting the application
• Form 2: Statement of Project Compliance with the DNSH Principle
• Form 3: Determination of Priority Areas S5

• Before completing the application form, the applicant registers and creates a company profile
• If the applicant needs assistance in preparing the application, he can add an authorized person who is also registered on the Fund’s ePortal
• You can view the operation of the ePortal for submitting the application in the presentation video

3.1. Application Forms

• Form 1 – Application form with applicant’s statements (ePortal)
  • To be completed directly in the online ePortal
• Form 2 – Statement of Project Compliance with the DNSH Principle
  • Statement of project compliance with the “do no significant harm” principle
• Form 3 – Determination of Priority Areas S5
  • Form for defining the project according to the priority areas of the Smart Specialization Strategy (S5)

3.2. Offers and Quotations

• Non-binding pro forma invoices and offers
  • Issued no more than 60 days before application submission
  • All quotations or offers must be sequentially entered and numbered in the project cost list
  • The finally selected contractors may differ from those originally planned

3.3. Presentation plan of the company with a financial plan

• The financial plan must be prepared using the Financial Appendix tool with a 2025 baseline, which is available here.

3.4. Credit Rating (AJPES proof)

• Credit rating S.BON-1 or eS.BON (online credit rating)
• For commercial companies, sole proprietors, cooperatives, and institutions
• Prepared based on the annual report for 2025.

3.5. Financial Statements

• Balance sheet and income statement for 2025, submitted to Ajpes, with AOP data.

3.6. Loan Security Documentation

• Loans from 100,000 EUR to 500,000 EUR
  • The following must be attached:
    • a) Loan Security Form
      • Completed form “P4L 2026 Loan Security”.
      • Available here.
    • b) Statement of Personal Guarantor’s Assets
      • Completed form with all required attachments.
  • Mandatory attachments:
    • GURS real estate valuation: https://vrednotenje.gov.si/EV_JV/#/iskalnik or valuation by an authorized appraiser (prepared no earlier than 2025);
    • land registry extract for the real estate.

The statement and attachments must be submitted for each guarantor separately, including the company owner, even if they do not possess real estate assets.

• Loans from 500,001 EUR to 2,500,000 EUR
  • If the loan is secured by real estate, the following must be attached for each proposed property:
    • real estate valuation obtained through the GURS system: https://vrednotenje.gov.si/EV_JV/#/iskalnik or valuation by an authorized appraiser, not older than 2025;
    • land registry extract for the property in question.

• (02) 234 12 42
• (02) 234 12 72
• (02) 234 12 64 or by e-mail: razpisi@podjetniskisklad.si
• during the summer holidays between 20 7. 2026 and 20. 8. 2026 call: (01) 400 34 60